November 6, 2025
Maximize Your Physical Therapy Benefits Before the Year Ends!
As the year winds down, it's the perfect time to take stock of your health and financial benefits. If you've been putting off addressing those nagging aches or are looking to jumpstart your fitness goals, now is the ideal moment to utilize your physical therapy coverage!
The Year-End Advantage
Maximize Your Deductible and HSA/FSA
By November, many people have met their annual health insurance deductible. This is a game changer for utilizing physical therapy! When your deductible is met, your insurance coverage kicks in fully, meaning your out of pocket costs for physical therapy visits are often significantly reduced, or even eliminated. Don't let this financial opportunity slip away!
Furthermore, if you contribute to a Health Savings Account (HSA) or Flexible Spending Account (FSA), be aware of your balance and expiration rules. Many FSA funds, in particular, operate on a "use it or lose it" basis and expire on December 31st. Physical therapy is a qualified medical expense, making it a smart way to invest that money back into your health before the deadline. Schedule those sessions now to make the most of your pre tax dollars!
Direct Access
Skip the Wait, Start Treatment Now
Did you know that in New York State, you don't always need a physician referral to start physical therapy? Thanks to Direct Access, you can see a licensed physical therapist for an initial evaluation and treatment for up to 30 days without a physician’s referral. This means you can bypass the time and hassle of scheduling a doctor's appointment first. Get in and start feeling better sooner!
More Than Just Injuries
Reasons to Book Your Appointment
Physical therapy isn't just for recovering from major surgery or severe injuries. It's a proactive tool for overall wellness and pain management. Here are a few great reasons to get started now:
- Banish Those Aches and Pains: Did overdoing it this summer leave you with a sore back, shoulder pain, or knee stiffness? Let's address those chronic discomforts before they worsen.
- Jumpstart Your New Year's Fitness Goals: Why wait until January 1st? Physical therapy can assess movement imbalances, strengthen foundational muscles, and provide you with a safe, customized plan to prevent injury once you hit the gym.
- Improve Holiday Mobility and Function: Ensure you can comfortably manage all the hustle and bustle of the holiday season—from standing for long periods to traveling, lifting, and carrying gifts. Improved mobility means you can enjoy the holidays to the fullest!
Our Local Commitment:
Six Rochester Locations and Advanced Amenities at Agapé Physical Therapy
We are dedicated to serving the greater Rochester community with six convenient locations, ensuring quality care is always nearby:
Specialized Facilities to Enhance Your Recovery
We invest in cutting-edge equipment to provide the best possible outcomes for our patients:
- Aquatic Therapy: We have pools available at four of our locations, perfect for low-impact exercises and therapeutic movement.
- Anti-Gravity Treadmills: Experience reduced weight-bearing exercise! We offer anti-gravity treadmills at every single one of our locations, allowing you to walk or run while reducing stress on your joints.
Fitness Classes for Continued Wellness
Beyond physical therapy, we believe in supporting your long-term fitness. We offer various fitness classes at local recreation centers conveniently located near our Brockport, Chili, Gates, and Webster offices. These classes are a great way to maintain the progress you've made in therapy and continue your wellness journey.
Ready to maximize your benefits and start feeling your best?
Contact our office today to
schedule your appointment and inquire about utilizing your remaining benefits or to get more information on our
fitness class offerings!
